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Net Assets With Donor Restrictions: Definition

Published: Last updated: Reviewed: Sources: fasb.org asc.fasb.org irs.gov

TLDR

Net assets with donor restrictions are contributions whose use a donor has limited by purpose, time, or in perpetuity — reported as a single class on the balance sheet under FASB ASU 2016-14, which replaced the old temporarily/permanently restricted categories.

Net assets with donor restrictions are contributions whose use a donor has limited by purpose, time, or in perpetuity. They appear as a single line on the nonprofit balance sheet under FASB ASC 958-210-45, a classification introduced by ASU 2016-14 that replaced the prior “temporarily restricted” and “permanently restricted” categories.

How it works

FASB ASC 958 requires nonprofits to classify their net assets — total assets minus total liabilities — into two classes based on whether donor restrictions exist. Net assets with donor restrictions represent the subset of net assets where the donor has placed conditions on how or when the resources may be used.

Three restriction types exist:

Purpose restrictions limit the gift to a specific program, activity, or geographic area. A grant to fund after-school tutoring can only be charged against tutoring program costs. When qualifying expenditures are made, the restriction is released and the corresponding amount moves to net assets without donor restrictions on the statement of activities.

Time restrictions make funds unavailable until a future period or event. A five-year pledge with $100,000 due each year carries a time restriction on the installments not yet receivable. Multi-year pledges are recognized at present value at the time of the pledge, with the full restricted balance released as each installment becomes due.

Perpetual restrictions require the organization to maintain the principal in perpetuity — the defining characteristic of a true endowment. Only the investment income generated from the endowment corpus is released from restriction, according to the donor’s stated purpose or the organization’s spending policy.

When donor conditions are satisfied, the organization records “net assets released from restrictions” — a line on the statement of activities that decreases the restricted balance and increases the unrestricted balance by the same amount.

When it applies

Net assets with donor restrictions arise whenever a gift carries explicit donor-imposed stipulations. The conditions must come from the donor — not from the board, not from a grant agreement’s reporting requirements, not from internal policy.

A common test: if the organization can legally spend the gift for any operating purpose by board vote alone, it is unrestricted. If only meeting a donor’s stated condition frees the funds, it is restricted.

Conditional contributions — where the donor has reserved the right to cancel the gift if a specific condition is not met — are not recognized as revenue until the condition is substantially met. These differ from restricted contributions, which are recognized when received.

Common misconceptions

Board-designated funds are not donor-restricted. A board that sets aside $200,000 as an operating reserve by resolution has created a designation — not a restriction. That $200,000 lives inside net assets without donor restrictions, not in the restricted class. Boards can rescind designations; donors’ restrictions cannot be unilaterally removed by the organization.

Reporting requirements do not create restrictions. A grant that requires a progress report, an audit, or specific financial documentation does not automatically become restricted merely because it imposes conditions. The restriction must limit how the money is spent, not just what the organization must do to retain it.

The old terminology still circulates. Many board reports, grant agreements, and accounting systems still use “temporarily restricted” and “permanently restricted.” These categories were eliminated by FASB ASU 2016-14 for fiscal years beginning after December 15, 2017. Using the old language in audited financial statements is an error.

Underwater endowments remain in the restricted class. When an endowment fund’s fair value drops below the original gift amount, it is underwater. Under ASU 2016-14, underwater endowments stay in net assets with donor restrictions — the organization discloses the underwater amount separately but does not reclassify the fund.

  • Net assets without donor restrictions — the complementary class covering resources the organization controls without donor stipulations.
  • Restricted contribution — a gift that creates net assets with donor restrictions when received.
  • Net assets released from restrictions — the statement of activities line recording the release when donor conditions are met.
  • FASB ASC 958 — the accounting standard governing nonprofit financial reporting, including the two-class net asset system.
  • Endowment — a fund where perpetual donor restrictions on principal create a permanent component of net assets with donor restrictions.

How GrantPipe handles donor restrictions

GrantPipe tracks every restricted fund balance by donor, restriction type, and expiration against the underlying contribution records. When expenditures are posted to a restricted fund, the system calculates the remaining available balance and confirms the spend is within the donor’s stated purpose. As restrictions are released, the release is documented with the qualifying expenditure — giving Finance Directors a clear audit trail from contribution to release without a separate reconciliation spreadsheet.

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FASB ASU 2016-14, effective for fiscal years beginning after December 15, 2017, consolidated temporary and permanent restrictions into one class — net assets with donor restrictions — changing how most nonprofit financial statements present fund balances.

Source: Financial Accounting Standards Board, ASU 2016-14

Misclassification of board-designated funds as donor-restricted is a common error in nonprofit financial statements reviewed by auditors, according to AICPA not-for-profit audit guidance.

Source: American Institute of CPAs, Not-for-Profit Entities Audit and Accounting Guide

The FASB ASC 958 framework governs financial reporting for all nonprofits that follow GAAP — approximately 1.5 million tax-exempt organizations in the United States that file Form 990.

Source: IRS Statistics of Income, Form 990 filing data

DEFINITION

Purpose restriction
A donor-imposed stipulation limiting the use of a contribution to a specific program, activity, or geographic area. Released when qualifying expenditures are made.

DEFINITION

Time restriction
A donor-imposed stipulation making a contribution unavailable until a future date or event. Includes multi-year pledges where future installments are recognized at present value but not yet receivable.

DEFINITION

Perpetual restriction
A donor-imposed stipulation requiring the organization to maintain the principal of a contribution in perpetuity — as in a true endowment. Only income generated by the fund may be released from restriction.

DEFINITION

Net assets released from restrictions
The statement of activities line recording the reclassification of net assets with donor restrictions to net assets without donor restrictions when donor conditions are satisfied. Equal in amount to the restrictions satisfied in the period.

DEFINITION

FASB ASU 2016-14
The FASB accounting standards update that replaced the three-class net asset system (unrestricted, temporarily restricted, permanently restricted) with a two-class system (with donor restrictions, without donor restrictions). Effective for fiscal years beginning after December 15, 2017.

Q&A

What are net assets with donor restrictions?

Resources contributed to a nonprofit whose use is limited by donor-imposed stipulations — purpose restrictions (specific programs), time restrictions (future periods), or perpetual restrictions (principal must be maintained intact). Classified separately under FASB ASC 958.

Q&A

How do net assets with donor restrictions differ from board-designated funds?

Board designations are set by the organization's own governing body — not by donors. They remain within net assets without donor restrictions, even if labeled internally as 'restricted.' Only external donor stipulations create net assets with donor restrictions.

Q&A

When are net assets with donor restrictions released?

When the donor-imposed condition is satisfied: for purpose restrictions, when expenditures are made for the specified use; for time restrictions, when the required time period elapses or the specified event occurs; for perpetual restrictions, never for principal (only income is released).

Q&A

What replaced temporarily and permanently restricted net assets?

FASB ASU 2016-14, effective for fiscal years beginning after December 15, 2017, replaced both classes with the single 'net assets with donor restrictions' class. The practical effect is the same — the reporting is consolidated into one line with disclosure.

Q&A

Must a nonprofit disclose the components of net assets with donor restrictions?

Yes. ASC 958-210-50 requires disclosure of the nature and amounts of different types of donor restrictions. The balance sheet shows one aggregate line; footnotes break it down by restriction type and, for endowments, by fund.

Frequently asked

Frequently Asked Questions

What are net assets with donor restrictions?
The net asset class on a nonprofit's balance sheet that represents contributions limited in use by donor stipulations — purpose restrictions, time restrictions, or perpetual restrictions. Established under FASB ASC 958-210-45.
What changed under FASB ASU 2016-14?
The update replaced three net asset classes — unrestricted, temporarily restricted, and permanently restricted — with two: net assets with donor restrictions and net assets without donor restrictions. Both old restricted categories are now combined in the new single class.
Is a grant that requires reporting a restricted contribution?
A grant with explicit use restrictions (program, geography, or time) creates net assets with donor restrictions. Grants with only reporting conditions — without restrictions on how the money is used — are generally recognized as unrestricted revenue.
How are multi-year pledges classified?
A pledge payable in future years is classified as net assets with donor restrictions (time restriction) at present value, until the time restriction is released by passage of the required period.
Can a donor remove a restriction after the gift is made?
A donor can modify or release a restriction with written consent, but the organization cannot do so unilaterally. The modification should be documented and the financial statements adjusted prospectively.
How is an underwater endowment reported?
When an endowment's fair value falls below the original gift amount (the historic dollar value), it is underwater. Under ASU 2016-14, all endowment funds — above and below water — remain in net assets with donor restrictions, with required disclosure of the underwater amount.